Step 1: Application Submission

Start by:

• Filing your SSDI claim online or at a local Social Security office.
• Providing detailed personal and medical information related to your disability.
• Completing all required forms accurately to prevent delays.

Step 2: Initial Review by SSA

The SSA will:

• Check basic eligibility such as work credits and recent earnings.
• Look for obvious reasons to approve or deny the claim quickly.
• Request additional information if needed.

Step 3: Disability Determination by State Agency

Your case is then sent to a Disability Determination Services ( DDS) office, which:

• Evaluates medical records and evidence you submit.
• May require you to undergo consultative medical exams.
• Determines if your impairment meets the SSA’s definition of disability.

Step 4: Functional Capacity Assessment

The process reviews:

• Your ability to perform past work and other types of jobs.
• How your condition limits physical and mental activities.
• Residual Functional Capacity (RFC) to assess work capabilities.

Step 5: Final Decision

The SSA will:

• Approve or deny your claim based on all gathered information.
• Notify you of the decision in writing.
• Explain your right to appeal if denied.

Common Challenges

Keep in mind:

• Incomplete documentation is a frequent cause for denial.
• Some conditions require extensive medical proof to meet SSA standards.
• Delays may occur due to procedural reviews and additional requests.